MVC Financial Forecasting
MVC Financial Forecasting
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Get MVC Financial Forecaster and start planning today!

Get MVC Financial Forecaster and start planning today!Get MVC Financial Forecaster and start planning today!Get MVC Financial Forecaster and start planning today!Get MVC Financial Forecaster and start planning today!

See your financial future with clarity.


MVC Financial Forecaster Premium, now for only $149!

Note: Gmail email address required

BUY NOW

Get MVC Financial Forecaster and start planning today!

Get MVC Financial Forecaster and start planning today!Get MVC Financial Forecaster and start planning today!Get MVC Financial Forecaster and start planning today!Get MVC Financial Forecaster and start planning today!

See your financial future with clarity.


MVC Financial Forecaster Premium, now for only $149!

Note: Gmail email address required

BUY NOW

About Us

Introducing MVC Financial Forecaster

Finally, a full-featured, easy-to-use and flexible financial planning system for Canadian consumers!

I believe everyone deserves to know where they are at and where they are going. Take control of your financial future by seeing where you are heading.

  • Simple data-entry on one-page form
  • Edit-on-screen
  • Save and compare up to 5 scenarios side-by-side in data and graphic format
  • Federal and Provincial taxes
  • Stress-testing with normal, optimistic, pessimistic profiles, real historical market returns, randomized returns, Monte-Carlo simulation and aft-casting
  • Full summary and detail reporting
  • CPP and OAS timing analysis
  • Privacy: Created in Google Sheets, all saved to your own Google Drive

Answer Key Financial Questions

Am I saving enough?

When can I retire?

Do I have enough to retire?

What income can I achieve in retirement?

How can I see the impact of my financial decisions?

How can I compare my financial options?

How can I optimize my current & future financial situation?

Can I afford to gift money to others?

What will my mortgage cost, what will my total cost be?

Should I keep or sell my investment properties?

Why MVC Financial Forecaster?

Time came that I wanted a full financial plan. I got some from several financial planners and advisors, but ran into several issues:


  • Fees are high, typically $2.5-7k for a full financial plan
  • Often one-and-done, updates only on their timeline, or at additional cost, if any 
  • Limited chance to ask for changes, what ifs, alternate scenarios
  • Left me unsure the plan was optimized
  • I found the process lacked transparency 
  • Can contain hidden errors and inconsistencies


I believe those who are interested and capable should be able to be involved in planning their financial future, without being dependent solely on someone else. So, I decided to leverage my professional background and personal experience to build my own system.


2 years later, MVC Financial Forecaster is here (MVC FF), with extensive flexibility, functionality, and features. Striking the balance of detail, flexibility, and ease-of-use for the true personal finance hobbyist, it has been used to create over 1,500 financial forecasts to-date.


Take control of your financial future, with the 

MVC Financial Forecaster. 

System Features

Features in MVC Financial Forecaster Premium

Single page data entry/setup

Real-Time Dashboard

Annual Details

Edit on dashboard

Accumulation and Decumulation phase forecasting

Save/Restore up to 5 Full Scenarios

Import scenario

Numeric Compare of up to 6 Scenarios (5 saved + 1 current)

Graphical Compare of up to 6 Scenarios (5 saved + 1 current)

Intelligent suggestions and warnings based on your specific forecast

Net Real or Gross Income Targetting

Flat, Laddered, Arc, Linear income shape

Laddered up to 4 phases, with optional transition steps

% of Liquid Income

Part-time work income

Rental Income

Pension income

Pension Bridge

Reverse Mortgage

Annuity purchase

Invest Surplus option

Automatic Retirement Withdrawal calculation to hit target income

Real Historical Market RoRs with custom asset mix

Randomized RoRs with custom range

Custom RoR sequence

Instant Normal/Optimistic/Pessimistic/Custom Assumptions

Life Expectancy/Survivor Handling

Guardrails option

Monte-Carlo/Simulation/Aft-cast

Average Withdrawal Rate

Withdrawal Rate by year on Dashboard

Funded Ratio

Secure Ratio

Secure Ratio Gov+

Monte-Carlo/Simulation/Aft-cast Chance of Success on Dashboard

Principal residence

Up to 3 Rental Properties/debts

Mortgage/Interest calculations

Optional additional payments on principal residence mortgage

Real Estate sales with proceeds to any asset/account

Downsizing of principal residence

Tax Calculations (Federal, and all Canadian provinces)

Effective Tax Rate by Year on dashboard

Automatic Income Splitting

Couples or singles

Easily track your Net-Worth over time

Ending Net-Worth and Net-Estate Value

Insurance Need

RESP savings

Education cost calculations

Printable/PDF Summary Report

Printable/PDF Detail Report

Reporting Engine

Deficit Tracking

Costed Deficit Option

Deficit paydown option

CPP and OAS timing analysis graphs

Set to any age allowable

CPP Wage Inflation Premium Option

26+ Graphs

Report (Full)

Report (Detail)

220+ columns of details for every year in forecast

Set your preferences for a more accurate forecast

About

Michael Christensen BCompSc, MBA

I began my career building financial forecasting models, and since then have built numerous financial systems and worked with many top-tier financial organizations.


MVC Financial Forecaster is my way of helping to put knowledge and power into the hands of Canadians, for their financial future.


Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

A Financial Forecast allows you to prepare for things like your retirement, your child's education, a home purchase, one-time or recurring expenses, and your legacy/estate. 


Forecasting analysis allows you to see the future impact of your financial decisions, like magic, before you make them.


DIY:

It starts with your inputs: age, expected governement benefits, account balances, real-estate and debts. Assumptions around rates or return and inflation are also required, as well as the income you want to target in retirement years. 


From there, a Financial Forecast is created by the system, fine-tuned by you. This leverages over 200 yearly data points, all calculated by the system, and transparently available for your perusal. 


Finally, save your scenario, and compare against up to 5 other saved scenarios, side-by-side. Stress test instantly using several available methods. Print summary and detail reports. Extensive use of dashboard and graphs allows you to quickly review forecast details.


FULL-SERVICE:

If you want this done for you, reach out and I can create a full forecast for you and provide the reports. You then have the option to get the software also, if you want to tweak it afterwards on your own.


As much and as many times as you like..unlimited!


Contact Us

Reach out for full-service financial forecasts, inquiries, professional-use options, 1-1 sessions, or coaching.

MVC Financial Sysems Inc.

Contact

mike.christensen@mvcfinancial.com

416-500-9510

Get Started Today

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