Single page data entry/setup
Real-Time Dashboard
Annual Details
Edit on dashboard
Accumulation and Decumulation phase forecasting
Save/Restore up to 5 Full Scenarios
Import scenario
Numeric Compare of up to 6 Scenarios (5 saved + 1 current)
Graphical Compare of up to 6 Scenarios (5 saved + 1 current)
Intelligent suggestions and warnings based on your specific forecast
Net Real or Gross Income Targetting
Flat, Laddered, Arc, Linear income shape
Laddered up to 4 phases, with optional transition steps
% of Liquid Income
Part-time work income
Rental Income
Pension income
Pension Bridge
Reverse Mortgage
Annuity purchase
Invest Surplus option
Automatic Retirement Withdrawal calculation to hit target income
Real Historical Market RoRs with custom asset mix
Randomized RoRs with custom range
Custom RoR sequence
Instant Normal/Optimistic/Pessimistic/Custom Assumptions
Life Expectancy/Survivor Handling
Guardrails option
Monte-Carlo/Simulation/Aft-cast
Average Withdrawal Rate
Withdrawal Rate by year on Dashboard
Funded Ratio
Secure Ratio
Secure Ratio Gov+
Monte-Carlo/Simulation/Aft-cast Chance of Success on Dashboard
Principal residence
Up to 3 Rental Properties/debts
Mortgage/Interest calculations
Optional additional payments on principal residence mortgage
Real Estate sales with proceeds to any asset/account
Downsizing of principal residence
Tax Calculations (Federal, and all Canadian provinces)
Effective Tax Rate by Year on dashboard
Automatic Income Splitting
Couples or singles
Easily track your Net-Worth over time
Ending Net-Worth and Net-Estate Value
Insurance Need
RESP savings
Education cost calculations
Printable/PDF Summary Report
Printable/PDF Detail Report
Reporting Engine
Deficit Tracking
Costed Deficit Option
Deficit paydown option
CPP and OAS timing analysis graphs
Set to any age allowable
CPP Wage Inflation Premium Option
26+ Graphs
Report (Full)
Report (Detail)
220+ columns of details for every year in forecast
Set your preferences for a more accurate forecast